TRF Forums

It is currently Thu Mar 28, 2024 9:55 pm

All times are UTC [ DST ]




Forum locked This topic is locked, you cannot edit posts or make further replies.  [ 9 posts ] 
Author Message
 Post subject: Which Insurance Company?
PostPosted: Sat Sep 23, 2017 7:12 pm 
Offline
50 cc

Joined: Mon Aug 14, 2017 10:51 am
Posts: 2
Hi Everyone,

Just bought my first trail bike, CRF250L, 2014 with 2400miles. I’ve had road bikes, mainly tourers most of my life. The CRF I’ve only bought to see if I enjoy trail / green lane riding, I don’t plan to use it as a road bike. With this in mind are there any insurance companies you could recommend to get a quote from?

Thanks for any advice.

John


Top
 Profile  
 
 Post subject: Re: Which Insurance Company?
PostPosted: Sat Sep 23, 2017 7:50 pm 
Offline
Moderator
User avatar

Joined: Wed Jul 01, 2009 1:03 pm
Posts: 5005
Location: East Sussex
You will be using it on a road, it should not make difference

I believe Bennetts tried to exclude trail riding a few years ago, but thought that did not last long.

Welcome updates too.

My might is listed with my other bikes

_________________
Red


WR400F..Gone for a song.
CRF250L now on the lanes.
Novice off roader for years


Top
 Profile  
 
 Post subject: Which Insurance Company?
PostPosted: Sat Sep 23, 2017 8:21 pm 
Offline
300 cc
User avatar

Joined: Mon Apr 22, 2013 7:07 pm
Posts: 570
No ones recommendations are remotely relevant to your personal details.

So they would all be a waste of time. Trust me on this. Postcode, age, experience, claims, etc etc blah blah all make a difference.
A company that was competitive 2 or 6 months ago may be miles away today.

Go on go compare or similar. Or you'll be ringing round 100 recommendations and still be none the wiser.

Not to mention these threads run for ages with everyone voicing a different opinion and it's been covered a dozen or more times and might be found by using the search tools.


Sent from my iPhone using Tapatalk


Top
 Profile  
 
 Post subject: Re: Which Insurance Company?
PostPosted: Sat Sep 23, 2017 8:29 pm 
Offline
50 cc

Joined: Mon Aug 14, 2017 10:51 am
Posts: 2
Thank you for prompt replies. Will post my outcome.

John


Top
 Profile  
 
 Post subject: Re: Which Insurance Company?
PostPosted: Sun Sep 24, 2017 5:23 pm 
Offline
200 cc

Joined: Sun Oct 16, 2011 2:35 pm
Posts: 412
Location: Somerset
smokinrider wrote:
No ones recommendations are remotely relevant to your personal details.

So they would all be a waste of time. Trust me on this. Postcode, age, experience, claims, etc etc blah blah all make a difference.
A company that was competitive 2 or 6 months ago may be miles away today.

Go on go compare or similar. Or you'll be ringing round 100 recommendations and still be none the wiser.

Not to mention these threads run for ages with everyone voicing a different opinion and it's been covered a dozen or more times and might be found by using the search tools.


Ditto what Smokin said but with 1 addition.

When you get your quote look out for the exclusions - many companies specifically exclude trail riding/green laning or use loose terms such as 'off road' in their exclusions.

If this is the case, I would recommend getting them to define specifically what they mean by that exclusion and put it in writing.


Top
 Profile  
 
 Post subject: Re: Which Insurance Company?
PostPosted: Sun Sep 24, 2017 6:05 pm 
Offline
650 cc Monster

Joined: Fri Jan 07, 2011 9:11 am
Posts: 2440
Location: St Albans
http://www.moneysavingexpert.com/car-in ... -insurance

Sent from my SM-G935F using Tapatalk

_________________
Mario Costa-Sa
7 Core TRF member benefits
Contact-Thousands of TRF members
Access-2X green roads
Improve-Riding skill
Identify- Responsible
Defence-against prosecution
Sustainability-Protect green roads & rights
Insurance


Top
 Profile  
 
 Post subject: Re: Which Insurance Company?
PostPosted: Sun Sep 24, 2017 6:13 pm 
Offline
650 cc Monster

Joined: Fri Apr 03, 2009 3:08 pm
Posts: 4440
My experience of Bennetts was that they didn't know what a GasGas or a CCM was.

Their website sent me a message to call them...I went through the usual call centre crap only to be told they couldn't help me and Carole Nash was better for my requirements.

They then bombarded me with a load of spam emails, reminding me to call them for a quote because my insurance was running out.


On a scale of one to 10 ... zero would be generous.


Top
 Profile  
 
 Post subject: Re: Which Insurance Company?
PostPosted: Mon Sep 25, 2017 4:37 am 
Offline
50 cc

Joined: Sun Sep 03, 2017 3:39 pm
Posts: 6
My main bike is through the RAC but insured with Aviva and they added the CRF for an additional £100 !


Top
 Profile  
 
 Post subject: Re: Which Insurance Company?
PostPosted: Mon Sep 25, 2017 1:15 pm 
Offline
80 cc

Joined: Mon Dec 21, 2015 2:56 pm
Posts: 73
do not mention "off road" to any insurance company, you are going to ride on legal rights of way that are "roads" its just some are covered in grass.

Any "off road" use such as practice days wouldn't cover you anyway as these require separate specialist cover

jmc


Top
 Profile  
 
Display posts from previous:  Sort by  
Forum locked This topic is locked, you cannot edit posts or make further replies.  [ 9 posts ] 

All times are UTC [ DST ]


Who is online

Users browsing this forum: No registered users and 1 guest


You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot post attachments in this forum

Search for:
Jump to:  
cron
Powered by phpBB © 2000, 2002, 2005, 2007 phpBB Group. Color scheme by ColorizeIt!