Finally.......paid out on all the bikes, so thanks for every ones help and kind words.
I have learned a lot from this unfortunate experience, mainly to read the small print and thick policy booklet to know of the conditions and exclusion clauses. I would advise familiarising yourself with your own policy exclusions, one of mine was, if a DISC LOCK AND STEERING LOCK were not put on my bike whilst I went to pay for petrol........my bike would not be covered if stolen
The two insurance companies could not have been more different, my Beta insurance [2 month old bike] paid out within 2 weeks, the insurance company for 2 twelve year old Yamaha's [been with them a lot of years] have only just paid out after 3 months and a lot.............difficulties.
The Beta was never seen or recovered to my knowledge, both Yams recovered [written of] one hit a car but no one apprehended........what a sad state of affairs.
Cheers
Rod Jackson